Why choose us as your van finance broker?
Our van finance service is second-to-none and we offer flexible van loan options to almost anybody (see below). We offer loans that range between £2,000 and £25,000 for vans with a mileage up to 120,000 and under 15 years old. Our van finance options can span anywhere from 18 to 60 months, whatever best suits you. We also perform HPI checks on all the vans we finance to ensure the vehicle belongs to you after you’ve fully repaid your loan.
We are pleased to be able to help people afford all types of vans, including the popular Ford Transit, as well as Renault Trafic, Citroen Berlingo, Mercedes Sprinter, Vauxhall Vivaro and VW Transporter. Receiving van finance with us enables you to buy a van from any reputable dealer in the UK, and thanks to our incredibly fast service, this can happen on the very same day that you apply. We also offer no-deposit van finance under certain circumstances, so be sure to check out our dedicated no-deposit finance page for more information.
Apply with us now and browse our range of finance options, including Contract Hire, Finance Lease, Contract Purchase, and Personal Loans.
Who do we help secure van finance?
If you are self-employed, our specialists can help you secure a van loan today. Here at Car Finance Plus, we understand the difficulties that come with being self-employed and applying for loans. We have direct access to a wide range of lenders who specialise in providing cheap van finance to self-employed individuals. For more detailed information, visit our self-employed car finance page.
Individuals who have been refused elsewhere:
We believe that being refused van finance in the past should not mean you can never receive van finance, but we understand that being refused just once can make it even harder to be accepted in the future. Here at Carfinanceplus.com, we specialise in helping those who have struggled to get van credit in the past. We also protect your credit score by utilising soft credit searches to assess the likelihood of you being accepted prior to making a more formal application.
Individuals with bad credit:
There are a number of reasons why a person may have bad credit. A missed repayment or poor money management can negatively affect your credit score and make it more difficult to receive loans going forward. We specialise in securing bad credit van finance for people in this very situation.
You may have declared bankruptcy in your past, defaulted on repayments, or even had a CCJ issued against you. Nevertheless, our panel of lenders understands that a bad credit score isn’t the whole story.
If you do have a poor credit score, there are a number of things you can do to improve it, and we recommend doing so. For example, registering on the electoral roll and cancelling outstanding credit cards can help improve your credit rating. We also advise that you refrain from making several finance applications in a short space of time.
Can we offer guaranteed van finance?
In short, no. We are regulated by the Financial Conduct Authority (FCA), and as such we are not able to make such guarantees. What we can offer you is the best possible chance of securing van finance, regardless of your financial situation.
Representative example: With a loan of £6,000 over 48 months with a representative APR of 5.9% and deposit of £0, your monthly payments would be £140 per month, with a total cost of credit of £720 and a total amount payable of £6,720.