Bad credit van finance

Van loans bad credit
Buy any van from any dealer
No fees
CarFinance Plus is rated 9.6/10
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Here at CarFinance+ we offer extremely competitive loans for used or new van. We can help you with all types of van finance, including Ford Transit, Renault Traffic, Citroen Berlingo, VW Transporter or anything else.

If you’re looking for a van and need to get the finance first, at CarFinance+ we specialise in arranging cheap van finance deals. We can help self-employed and bad credit customers with getting accepted for a same day van finance. Please apply now and get a no obligation quote.

We offer van finance for bad credit drivers with no deposit needed. Your application is processed immediately and you get the decision in minutes. Our aim is to offer affordable van finance to customers who need it. We offer a simple way for you to get a loan so that you could buy any van from any dealership.

How to get approved for van finance

We consider all credit circumstances and our decisions are made quickly. All you need to do is apply online now. Once you’re accepted, our professional experts will contact you to discuss your requirements.

What makes us number one broker for van loans?

  • Bad credit van finance – We help customers with poor and bad credit to get accepted for van loan. Loans available from £2,000 to £25,000.
  • Any van from any dealer – Once your application is accepted, you’re free to buy any van from any reputable dealer.
  • Same day payout – We can have your van application approved, underwritten and paid out same day.
  • No deposit van finance – Arrange a van loan with 0% deposit or down payment. Apply now for an instant personalised van credit quote.

Van finance for self employed

If you are self employed and need a loan to purchase a van – we’re number one van finance company. Our experts understand that self employed customers find it difficult get their van finance application accepted. We have direct access to a wide range of lenders who provide cheap van finance to self employed customers.

We can finance all types of vans for up to 120,000 miles and 15 years of age. Our finance is simple to arrange, we have fixed monthly payments, flexible terms from 18 to 60 months, vans are HPI checked and vehicle belongs to you after the final repayment. So, apply for a van finance now.

Bad credit van finance

Poor credit rating should not have to be a problem when you buy a van. Whether your credit history has defaults, missed payments, CCJs or bankruptcy, our experts can find you a hand picked selection of affordable van loans.

We’re specialists in van finance for customers with poor and bad credit, and we have a good understanding of problems that people with bad credit scores face. Our experts would ask what you can afford today, rather than judge you by your previous financial struggles. Call us on 0330 043 0033 to talk through your options with our van finance experts.

There are a number of steps that you can take to improve you bad credit score – from registering on the electoral role to cancelling credit cards. We would always recommend that you avoid making a number of consecutive applications within a short period of time. To check if you qualify for van loan, please make an application and we will get back with a personalised van finance quote.

Guaranteed van finance

You may have seen van finance companies advertising ‘guaranteed van finance’. No one can guarantee van finance – but with us, you can buy vans on finance at affordable rates that suit your budget.

As a van finance broker, we’re regulated by the Financial Conduct Authority and treat our customers fairly and responsibly. Rather than advertising ‘100% guaranteed van finance’, we offer you the best chances of approval regardless of your financial past. Even if you had bad credit, we can still help with your van credit.

Van finance frequently asked questions

  • Ford Transit, Mercedes Sprinter, Vauxhall Vivaro are the most financed vans in the UK. We aim to make purchasing a van as affordable as possible. With us, you can buy any van model from any dealer.


  • With finance amount of £6,000 over 48 months term and 0% deposit, your monthly payments would be £140 per month with total payable of £6,720.


  • We have cheap van finance deals, van lease, van hire purchase and contract hire options. We can help you even if you have a less-than-perfect credit score.


  • Simply start your van loan application now. It only takes 2 minutes and you could have your loan approved and paid out today.


  • We have lenders on our panel that can help self-employed customers to buy a new or used van. We will need to see your proof of income – last 3 months bank statements.


  • You can borrow anything from £2,000 to £25,000 for your van. You can buy any van from any dealer nationwide. Apply for a quote


  • We offer Contract Hire, Finance Lease, Contract Purchase and Personal Loan van finance options. Apply now for a no obligation quote.


  • Yes. For those with bad credit van loans can be impossible to find, but at CarFinance+, we specialise in helping customers with bad credit obtain finance.


  • Yes, we offer 0% deposit deals on all credit facilities. Simply apply online now to see how much you can borrow with no deposit or part exchange required.


Over 10,000 satisfied customers in the UKDon't take our word for it. Let our customers do the talking

James, £9,550 financed
Star
I’ve been accepted for Vauxhall Insignia finance and got paid out next day. Great service. Read all verified reviews on Feefo
Will, £10,920 financed
Star
CarFinance+ found me a low rate vehicle credit. Great part is that I didn’t need any deposit. Thank you. Read all verified reviews on Feefo
Stephen, £24,500 financed
Star
The whole process was super easy and I bought a BMW X3 from a reputable dealer. Would recommend. Read all verified reviews on Feefo

Get in touch, we’re here to help

Monday to Saturday (8am to 8pm)
Email: hello@carfinanceplus.com
Telephone: 0330 043 0033

*The car loans are applicable to UK residents only. We do not take applications over the phone. Calls may be monitored or recorded.

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