What car finance types do we offer?

We are dedicated to offering you only the best financial products available from our partner lenders. We have a range of finance types available which suit all needs.
We offer the following types of finance:

  • Personal Loan
    A personal loan allows you to borrow a fixed amount of money over a fixed term, normally using a fixed rate of interest. For higher value loans, you may need to offer an asset such as your home as a guarantee.
  • Guarantor Loan
    A guarantor loan is one where a relative or friend co-signs your loan agreement. If you miss a payment or you cannot repay the loan, your guarantor becomes liable for the loan.
  • Hire Purchase
    Using a small deposit to secure the car, you then pay off the value of the car in monthly instalments. The loan is secured against the car, which means you don’t own the vehicle until you make the last payment.
  • Personal Contract Purchase
    A PCP is a type of Hire Purchase whereby instead of paying equal monthly instalments over the term of the agreement, you pay lower monthly lower amounts and leave a balloon payment to be made at the end of the agreement before you own the vehicle.

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