Can I get car finance with a CCJ?

CCJ stands for County Court Judgement – which is a type of judgement that exists in the UK -it can be granted against you if you have failed to repay any credit that you owe. If you have a County Court Judgement against you, you may have been refused an application for a car loan in the past.

The good news is that we are experts in CCJ vehicle financing and, depending on your particular situation, we believe we should be able to get your approval for a loan.

Even if you have been refused vehicle financing in the past, we can help you. With your information, we are able to assess your chances of success in getting approval for a loan with one of our selected partner lenders. We do this through the use of a soft search which significantly reduces the chances of your formal application being rejected and gives you peace of mind. As a rejection for a financing application can further damage your credit rating, this soft search is important. Once we are happy that your personal circumstances and the results of the soft search suggest that you will be successful in your financing application, we will connect you with one of our partner lenders in order for you to make your formal application for vehicle finance.

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