Can I get car finance if I’m self-employed?

If you are self-employed, then you are part of the increasing percentage of the population that earns its living in this manner.

While a huge percentage of the population is self-employed, the finance industry has seemed to have left them out in the cold a little. They can still have a hard time when it comes to trying to get a loan or gain access to credit, despite the number of individuals who are self-employed. Many lenders are wary of the fluctuating income and the fact that many self-employed people may have less than a full set of accounts.

However, the simple answer to the question of getting finance if you are self-employed is that your chances are pretty good. Regardless of whether you have bad credit or not, our experts can arrange vehicle finance for you. We specialise in helping self-employed people with all types of financial issues, so we take into account your personal circumstances to find the competitive vehicle finance product that is right for you.

In order to ensure that your application is processed quickly, you will need:

  • Recent bank statements
  • Proof of your income
  • Two years of your self-employed accounts
  • A copy of your passport
  • Proof of your address
  • Proof of property ownership (if you own a house)

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