Part Exchange Your Car

Low rate car loan quote from UK's top lenders

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Step 1 - Get a quote

 Apply for a no obligation quote and we will match you with one of our lenders and get you the lowest rate deal.

Step 2 - Find your car

 Choose any car from any dealership in the UK. Our car finance experts will run a full vehicle check for you.

Step 3 - Drive away

 Our experts will help with the paperwork and pay the dealership. All you need to do is collect your new vehicle.

While we have 0% car finance options available from UK’s top lenders, that do not require any form of deposit, we can accept down payment in the form of part-exchanges or cash. This will help you reduce your monthly repayments and amount that you will be borrowing.

When you want to buy a new or second-hand car, it might often be a replacement for the one you already own.

If you are buying that replacement vehicle from a car dealer, you might be offered a deal by way of part exchange car finance.

How Does A Part Exchange Work & What Are Its Benefits?

Provided the car you want to replace has some residual value, it may be offset against the price of the vehicle you want to buy

Effectively the dealer is buying your old car from you and, instead of giving you the cash, accepts it in part exchange for the vehicle you want to buy

The money is most commonly used to pay towards the deposit on a new car

If the amount you receive in part exchange is greater than the minimum deposit required by the car finance company, it goes on to reduce the total amount you need to borrow and your repayments

Many people find the whole business of putting up a car for private sale to be an unwelcome and uncomfortable chore – not to mention the expense in advertising the sale and the inconvenience of arranging visiting times for potential buyers

Of course, the dealer takes into account his own costs – and needs to make a profit – on the sale of any car accepted in part exchange, but it is still a negotiating point between you and the dealer eager to make the sale of the car you want to buy

Get your car finance

Apply to compare 100+ car loan offers from UK’s top lenders and we will find the best car finance deal to suit your budget.

Get your car finance today
1. Buy from any reputable dealership.
2. No deposit needed for your new car.
3. No fees. No obligation quote.

Set your car loan budget

Representative example – excellent credit Borrowing 7500 over 4 years with a representative APR of 6.9% and a deposit of £0, the amount payable would be £177 per month, with a total cost of credit of £1,035 and a total amount payable of £8,535.

I would like to borrow
I will repay it over
  • Best available rate:6.9%
  • Total repayment 8,535
  • Total cost of credit 1,035
48 monthly payments of 177
Get my personalised quote

Get in touch, we’re here to help

Monday to Friday (9am to 6pm) and Saturday to Sunday (9am to 5pm).
Telephone: 0330 043 0033

*The car loans are applicable to UK residents only. We do not take applications over the phone. Calls may be monitored or recorded.