CCJ car finance

No deposit
CCJs are accepted
Poor credit specialists
No fees
CarFinance Plus is rated 9.6/10
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What is a CCJ

A CCJ is a County Court Judgment, which is a type of judgment that exists in UK that can be granted against you if you fail to repay any credit that you owe. If you have a County Court Judgment against you, or have clearly encountered difficulties in the past in meeting your debts and managing loans and credit, you may have been refused an application for a car loan.

Can I get car finance with a CCJ?

The good news is that here at CarFinance Plus we’re experts in CCJ car loans and we generally approve finance for an customers who got a CCJ against them, including those who have bad credit rating due to having missed a payment in the past.

Even if you have been refused a vehicle loan in the past, the first step is to decide how much you need to borrow and over how long a period of time – this determines the amount of your monthly repayments.

Despite the likely reaction of many lenders, here at CarFinance Plus, we are still likely to secure you the loan you are seeking – thanks to our partnership with a panel of specialist lenders who are prepared to help customers with CCJ’s.

CCJ car loan quote

With the information you provide to us, we are able to assess the chances of your success in getting a loan with one of our selected finance providers for those with CCJs. This is called a “quotation search” or “soft search” and is an important step in any finance application process, but especially important if you have a CCJ against you.

When we make a quotation search to assess the likelihood of your application for car finance being successful, we ignificantly reduce the chances of your formal application being rejected. Rejection of any application for credit is something that almost certainly leads to still

further damage to your credit rating – so is something to be avoided.

Only once we are happy that your personal circumstances – and the result of our soft search – suggests success, then we connect with one of our specialist lender in order to make your formal application for car finance.

How to apply for car finance with a CCJ

Why not find out more today how we can help find you car finance with CCJs? Get an online quote now or call us for a no obligation chat on 0330 043 0033.

Thousands of happy customers in the UKDon't take our word for it. Let our customers do the talking

James, £9,550 financed
I’ve been accepted for Vauxhall Insignia finance and got paid out next day. Great service. Read all verified reviews on Trustpilot
Will, £10,920 financed
CarFinance+ found me a low rate vehicle credit. Great part is that I didn’t need any deposit. Thank you. Read all verified reviews on Trustpilot
Stephen, £24,500 financed
The whole process was super easy and I bought a BMW X3 from a reputable dealer. Would recommend. Read all verified reviews on Trustpilot

Get in touch, we’re here to help

Monday to Saturday (8am to 8pm)
Telephone: 0330 043 0033

*The car loans are applicable to UK residents only. We do not take applications over the phone. Calls may be monitored or recorded.

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