How much can I afford to pay?

Our car finance calculator is an ideal tool to work out what your monthly repayments will be.

Good credit
Bad credit
Amount to borrow:
£
To repay over:
5 Years
Car finance rate XX% APR
Cost of credit £ XXX
Total repayment £ XX,XX.XX
48 monthly payments of
£ 245 /mo

Representative example - Borrowing £5,500 over 4 years with a representative APR of 19.8%, and a deposit of £0, the amount payable would be £162 per month, with a total cost of credit of £2,282 and a total amount payable of £7,782.

We compare car finance quotes from all the leading providers

We partner with the UK’s trusted car finance lenders, so that you get the most suitable car loan quotes from across a huge choice of deals.

Carrying out a credit check is one of the rules enforced by the Financial Conduct Authority (FCA) which regulates the financial industry. This means that you cannot be accepted by car finance without a credit check.

We know that it can be concerning when it comes to having a credit check as it can affect your credit rating in the future, however, we can help. Regardless of whether you have CCJ’s, a debt management plan, been refused car credit in the past, or generally have a poor credit history, we can help.

While credit checks are necessary, there is no need to worry. Carfinanceplus.com are experts at understanding your financial needs and getting you the vehicle finance deal that you need. We have high acceptance rates, and before we run a full credit check, we first perform what is known as a ‘soft check’. This allows us to see if you will be accepted for finance from one of our partner lenders before we run the full credit check. Since every lender has different lending criteria, there is a range of requirements to check against – if you do not meet the requirements of one of our lenders, there will typically be another company out there whose criteria you will meet.

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About us

We are the motor finance people

Since 2015 we’ve specialised in motor finance. We’re a family-run company committed to putting our customers first.

Learn more about our company