Car Finance Calculator

How Does Our Car Finance Calculator Work

Regardless of your current financial status we are committed to find you the best deal for your next vehicle loan.

With our expertise in the industry we have devised a powerful car finance calculator and it really does the hard work for you. After you confirm how much you’ll like to borrow and over what repayment period, it’ll search amongst the UK’s top financial lenders for the best vehicle loan. The calculator will then display your monthly repayment schedule alongside the amount of credit you’ll have to pay. It really is that quick and easy.

So, regardless of whether you have an excellent credit history, you’re self-employed or you need to find a bad credit car finance deal, you can be reassured that you’ll be able to afford your new or used vehicle. If, on the other hand, you think that it’ll be too much of a financial strain then you can use the finance calculator to change the amount you want to borrow and/or the repayment period. This will immediately bring your estimated monthly payments to an amount you feel comfortable with.

* The car finance calculator is for illustration purposes only. All figures given on the calculator are estimates only. The interest rate that you receive from your loan provider can vary significantly depending on your personal circumstances. If you have poor credit you are deemed to be a higher risk to the lender, hence the reason for higher monthly payments.

Set your car loan budget

Representative example – excellent credit Borrowing 7500 over 4 years with a representative APR of 6.9% and a deposit of £0, the amount payable would be £177 per month, with a total cost of credit of £1,035 and a total amount payable of £8,535.

I would like to borrow
I will repay it over
  • Best available rate:6.9%
  • Total repayment 8,535
  • Total cost of credit 1,035
48 monthly payments of 177
Get my personalised quote

UK’s online car loan broker
+ Simple online application – no paperwork.
+ No early repayment fees, no hidden charges.
+ Checking your rates won't affect your credit score.


It was easy to get approved for a car loan. CarFinance Plus experts helped me with
every step of my application. I would strongly recommend to everyone.

David, bought BMW 3 series

Why CarFinance Plus?

Finance deals from £2,000 to £200,000

Get your application approved with CarFinance Plus for anything from £2,000 to £200,000 and purchase your vehicle from any UK dealer. Use the calculator above to check how much we could lend you and what your monthly payments would be.

Bad credit car loans

At CarFinance Plus we are specialists in getting car credit for those refused finance in the past. We offer bad credit and no credit car finance and customers with all types of credit history are considered. We help customers with missed payments, defaults, CCJs or IVAs.

0% car finance deals

We offer 0 car finance where you don’t need any deposit and we could finance 100% of the vehicle’s value. Use our calculator to check your monthly repayments. We work with a large panel of lenders and we can help those with excellent, good, fair and even bad credit histories with getting accepted for a car loan.

Buy any car from any reputable dealer

With us, you’re free to purchase any car from any dealer. We also have personal unsecured car loans if you wish to buy from private seller. In any case, our car finance company will find you a tailored loan deal that will match your budget and affordability.

Van finance for self-employed customers

We offer all types of van loans for customers who are self employed, have bad credit or have no accounts. Simply provide us with your 3 months trading bank statements and we could get your van loan approved and paid same day.

Refused elsewhere? We can help!

If you have poor credit and you have been refused a loan elsewhere, the great news is that we still may be able to help you. A number of our lenders specialise in helping those with bad credit obtain car loan. Complete your application and see how CarFinance Plus could help you.

Get in touch, we’re here to help

Monday to Friday (9am to 6pm), and Saturday to Sunday (9am to 5pm).
Telephone: 0330 043 0033 for car loans

We do not take applications over the phone. UK residents only. Calls may be monitored or recorded.